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Smart Women, Smart Habits
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About the Author

Obu Ramaraj is the Managing Director of Smart Money Solutions and helps women take control of their financial life, so they can grow their savings. After spending a decade in the financial industry, Obu knows what is truly important to plan and achieve the desired lifestyle for women - and it's not just about making more and more money. The power lies in being conscious of your thoughts about money! Obu's experience is quite unique in that she is a first-generation Australian Indian and worked as a research scientist in her previous life. She has now built a six-figure business from ground up in finance while raising two young kids and acting as Chief Financial Officer at home. She is also the author of 'Smart Women, Smart Home loans', a guide to help homebuyers with a focus on educating women in this space. Obu has been nominated for various awards like the Telstra Business Women award, Ausmumprenuer award and has been the finalist in Wyndham Business awards (2016) and Indian Executive Club awards (2015). Obu has featured in print and radio around the world including Huffington Post, Westpac's Ruby Connection and Southern FM. Her own articles have been featured in Australian Financial Review, Women's Agenda, The Indian Sun, Working Women and Women's Business Society. Obu was the Founding President of Inner Wheel Club of Point Cook (a not-for-profit International women's organisation) and helped raise thousands of dollars during the first two years of commencement. Funds raised have been used to help not only charities like 'Days for Girls" but also a family to sustain their livelihood. Obu has also been on the board of two other not-for-profit organisations (Tamilar Inc and SIMEC). She loves music and is being trained to play an old Indian classical instrument called 'veena'. She is the embodiment of power women can have, when they are financially educated, and enjoys her well-rounded life without financial stress. She is strongly motivated to share this contentment with others and this is what has driven her to the path of women's financial focus.

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